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Certificate Accounts come with the benefit of higher interest rates than a traditional savings account.

Current Rates:

Education Module
Understanding Savings Accounts
Hurry to take advantage of these limited time promo rates!

6-month certificate - 1.10% APY*
36-month jumbo certificate - 2.00% APY*
(minimum opening deposit of $50,000)

Other certificate options available:
12-month certificate - 1.35% APY*
15-month certificate - 1.75% APY*
18-month certificate - 1.50% APY*
24-month certificate - 1.65% APY*
36-month certificate - 1.75% APY*
48-month certificate - 1.90% APY*
60-month certificate - 1.95% APY*

Checking and savings accounts are what we use to spend and manage our money, but neither does much to make your money grow. Consider a certificate account if you have at least $1,000 or more that you won’t need for a set period of time. A certificate is a great way to earn a better guaranteed return on your money.

Features include:
  • $1,000 minimum to open
  • $1,000 minimum balance to maintain
  • Deposits are only allowed at time of opening and maturity
  • Dividends are paid monthly
  • Automatic renewal (certificate will automatically renew at maturity for the same term with the new rate available at time of renewal if no instructions are given)
  • Penalty for early withdrawal
  • Accounts are insured up to $250,000 by the National Credit Union Administration and an additional $250,000 by Excess Share Insurance - Learn more

To open a Certificate Account, stop by any branch location or call 918-664-6000, select option 8 to speak with a Member Financial Representative.

Compare Savings Accounts

* APY - Annual Percentage Yield effective 1/5/18 and is in effect for the initial term of the Certificate. Dividends are compounded monthly, from day of deposit to the day of maturity or withdrawal. $1000.00 minimum balance to open certificate account and earn APY. $50,000.00 minimum balance to open jumbo certificate account and earn APY. Automatic renewal to certificate account at the same term as promotional certificate term. Penalties may be imposed for early withdrawal. APY assumes dividends remain in the Certificate until maturity. Membership conditions may apply.